Papers Cited (Alphabetical by Lead Author)

Agur, Itai; Ari, Anil; Dell'Ariccia, Giovanni

Designing central bank digital currencies.

Akyildirim, Erdinc; Corbet, Shaen; Sensoy, Ahmet; Yarovaya, Larisa

The impact of blockchain related name changes on corporate performance.

Arnosti, Nick; Weinberg, S. Matthew

Bitcoin: A Natural Oligopoly.

Augustin, Patrick; Rubtsov, Alexey; Shin, Donghwa

The Impact of Derivatives on Spot Markets: Evidence from the Introduction of Bitcoin Futures Contracts.

Balyuk, Tetyana

FinTech Lending and Bank Credit Access for Consumers.

Bao, Zhengyang; Huang, Difang

Shadow Banking in a Crisis: Evidence from Fintech During COVID-19.

Bapna, Sofia; Ganco, Martin

Gender Gaps in Equity Crowdfunding: Evidence from a Randomized Field Experiment.

Barber, Brad M.; Huang, Xing, Odean, Terrance; Schwarz, Christopher

Attention‐Induced Trading and Returns: Evidence from Robinhood Users.

Bariviera, Aurelio F.; Merediz‐Solà, Ignasi

Where do we stand in cryptocurrencies economic research? A survey based on hybrid analysis.

Barth, Andreas; Laturnus, Valerie; Mansouri, Sasan; Wagner, Alexander F.

Conflicted Analysts and Initial Coin Offerings.

Bartlett, Robert; Morse, Adair; Stanton, Richard; Wallace, Nancy

Consumer-lending discrimination in the FinTech Era.

Begenau, Juliane; Farboodi, Maryam; Veldkamp, Laura

Big data in finance and the growth of large firms.

Begley, Taylor A; Srinivasan, Kandarp

Small Bank Lending in the Era of Fintech and Shadow Banks: A Sideshow?

Belke, Ansgar; Beretta, Edoardo

From cash to central bank digital currencies and cryptocurrencies: a balancing act between modernity and monetary stability.

Berg, Tobias; Burg, Valentin; Gombović, Ana; Puri, Manju

On the Rise of FinTechs: Credit Scoring Using Digital Footprints.

Biais, Bruno; Bisière, Christophe; Bouvard, Matthieu; Casamatta, Catherine

The Blockchain Folk Theorem.

Berns, John P.; Shahriar, Abu Zafar M.; Unda, Luisa A.

Delegated monitoring in crowdfunded microfinance: Evidence from Kiva.

Biais, Bruno; Bisière, Christophe; Bouvard, Matthieu; Casamatta, Catherine

Blockchains, Coordination, and Forks.

Böhme, Rainer; Christin, Nicolas; Edelman, Benjamin; Moore, Tyler

Bitcoin: Economics, Technology, and Governance†.

Bollaert, Helen; Lopez-de-Silanes, Florencio; Schwienbacher, Armin

Fintech and access to finance.

Brown, David C; Davies, Shaun William

Financing Efficiency of Securities-Based Crowdfunding.

Chen, Mark A; Wu, Qinxi; Yang, Baozhong

How Valuable Is FinTech Innovation?

Chemla, Gilles; Tinn, Katrin

Learning Through Crowdfunding.

Chen, Tao; Huang, Yi; Lin, Chen; Sheng, Zixia

Finance and Firm Volatility: Evidence from Small Business Lending in China.

Chen, Xiao; Huang, Bihong; Ye, Dezhu

Gender gap in peer-to-peer lending: Evidence from China.

Bertsch, Christoph; Hull, Isaiah; Qi, Yingjie; Zhang, Xin

Bank misconduct and online lending.

Bu, Di; Hanspal, Tobin; Liao, Yin; Liu, Yong

Cultivating Self-Control in FinTech: Evidence from a Field Experiment on Online Consumer Borrowing.

Buchak, Greg; Matvos, Gregor; Piskorski, Tomasz; Seru, Amit

Fintech, regulatory arbitrage, and the rise of shadow banks.

Cade, Nicole L.; Garavaglia, Shannon M.; Hoffman, Vicky B.

Why Some Investors Avoid Accounting Information: Identifying a Psychological Cost of Information Acquisition Using the Securities-Based Crowdfunding Setting.

Caglayan, Mustafa; Pham, Tho; Talavera, Oleksandr; Xiong, Xiong

Asset mispricing in peer-to-peer loan secondary markets.

Cahill, Daniel; G. Baur, Dirk; (Frank) Liu, Zhangxin; W. Yang, Joey

I am a blockchain too: How does the market respond to companies' interest in blockchain?

Capponi, Agostino; Ólafsson, Sveinn; Zariphopoulou, Thaleia

Personalized Robo-Advising: Enhancing Investment Through Client Interaction.

Chava, Sudheer; Ganduri, Rohan; Paradkar, Nikhil; Zhang, Yafei

Impact of marketplace lending on consumers' future borrowing capacities and borrowing outcomes.

Cheng, Stephanie F.; De Franco, Gus; Jiang, Haibo; Lin, Pengkai

Riding the Blockchain Mania: Public Firms' Speculative 8-K Disclosures.

Chiu, Jonathan; Koeppl, Thorsten V

Blockchain-Based Settlement for Asset Trading.

Chod, Jiri; Trichakis, Nikolaos; Yang, S. Alex

Platform Tokenization: Financing, Governance, and Moral Hazard.

Christophe Croux, Julapa Jagtiani, Tarunsai Korivi, and Milos Vulanovic

Important factors determining Fintech loan default: Evidence from a lendingclub consumer platform.

Cong, Lin William; He, Zhiguo

Blockchain Disruption and Smart Contracts.

Cornelius, Philipp B.; Gokpinar, Bilal

The Role of Customer Investor Involvement in Crowdfunding Success.

D'Acunto, Francesco; Prabhala, Nagpurnanand; Rossi, Alberto G

The Promises and Pitfalls of Robo-Advising.

Cornelli, Giulio; Frost, Jon; Gambacorta, Leonardo; Rau, P. Raghavendra; Wardrop, Robert; Ziegler, Tania

Fintech and big tech credit: Drivers of the growth of digital lending.

D'Acunto, Francesco; Rossi, Alberto G

Regressive Mortgage Credit Redistribution in the Post-Crisis Era.

Danisewicz, Piotr; Elard, Ilaf

The real effects of financial technology: Marketplace lending and personal bankruptcy.

Das, Sanjiv R.

The future of fintech.

DeFusco, Anthony A.; Tang, Huan; Yannelis, Constantine

Measuring the welfare cost of asymmetric information in consumer credit markets.

Donmez, Anil; Karaivanov, Alexander

Transaction fee economics in the Ethereum blockchain.

Dorfleitner, Gregor; Priberny, Christopher; Schuster, Stephanie; Stoiber, Johannes; Weber, Martina; de Castro, Ivan; Kammler, Julia

Description-text related soft information in peer-to-peer lending – Evidence from two leading European platforms.

Douglas J. Cumming, Sofia A. Johan, and Yelin Zhang

The role of due diligence in crowdfunding platforms.

Du, Ninghua; Li, Lingfang; Lu, Tian; Lu, Xianghua

Prosocial Compliance in P2P Lending: A Natural Field Experiment.

Duan, Yang; Hsieh, Tien-Shih; Wang, Ray R.; Wang, Zhihong

Entrepreneurs' facial trustworthiness, gender, and crowdfunding success.

Easley, David; O'Hara, Maureen; Basu, Soumya

From mining to markets: The evolution of bitcoin transaction fees.

Emara, Noha

Asymmetric and threshold effects of FinTech on poverty in SSA countries.

Erel, Isil; Liebersohn, Jack

Can FinTech reduce disparities in access to finance? Evidence from the Paycheck Protection Program.

Farag, Hisham; Johan, Sofia

How alternative finance informs central themes in corporate finance.

Farboodi, Maryam; Veldkamp, Laura

Long-Run Growth of Financial Data Technology.

Farhi, Emmanuel; Tirole, Jean

Shadow Banking and the Four Pillars of Traditional Financial Intermediation.

Ferreira, Daniel; Li, Jin; Nikolowa, Radoslawa

Corporate Capture of Blockchain Governance.

Foley, Sean; Karlsen, Jonathan R; Putniņš, Tālis J

Sex, Drugs, and Bitcoin: How Much Illegal Activity Is Financed through Cryptocurrencies?

Fu, Jonathan; Mishra, Mrinal

Fintech in the time of COVID−19: Technological adoption during crises.

Fuster, Andreas; Plosser, Matthew; Schnabl, Philipp; Vickery, James

The Role of Technology in Mortgage Lending.

Galema, Rients

Credit rationing in P2P lending to SMEs: Do lender-borrower relationships matter?

Gandal, Neil; Hamrick, JT; Moore, Tyler; Oberman, Tali

Price manipulation in the Bitcoin ecosystem.

Goldstein, Itay; Jiang, Wei; Karolyi, G Andrew

To FinTech and Beyond.

Gopal, Manasa; Schnabl, Philipp

Rise of Finance Companies and FinTech Lenders in Small Business Lending.

Grennan, Jillian; Michaely, Roni

FinTechs and the Market for Financial Analysis.

Griffin, John M.; Kruger, Samuel; Mahajan, Prateek

Did FinTech Lenders Facilitate PPP Fraud?

GRIFFIN, JOHN M.; SHAMS, AMIN

Is Bitcoin Really Untethered?

He, Qing; Li, Xiaoyang

The failure of Chinese peer-to-peer lending platforms: Finance and politics.

Harald, Hau; Huang, Yi; Shan, Hongzhe; Sheng, Zixia

How FinTech Enters China's Credit Market.

He, Zhiguo; Huang, Jing; Zhou, Jidong

Open banking: Credit market competition when borrowers own the data.

Herpfer, Christoph; Mjøs, Aksel; Schmidt, Cornelius

The Causal Impact of Distance on Bank Lending.

Hildebrand, Thomas; Puri, Manju; Rocholl, Jörg

Adverse Incentives in Crowdfunding.

Hinzen, Franz J.; John, Kose; Saleh, Fahad

Bitcoin's limited adoption problem.

Holden, Richard; Malani, Anup

An Examination of Velocity and Initial Coin Offerings.

Howell, Sabrina T; Niessner, Marina; Yermack, David

Initial Coin Offerings: Financing Growth with Cryptocurrency Token Sales.

Hu, Albert S.; Parlour, Christine A.; Rajan, Uday

Cryptocurrencies: Stylized facts on a new investible instrument.

Huang, Yiping; Li, Xiang; Wang, Chu

What does peer-to-peer lending evidence say about the Risk-Taking Channel of monetary policy?

Huberman, Gur; Leshno, Jacob D.; Moallemi, Ciamac

An Economist's Perspective on the Bitcoin Payment System.

Iyengar, Garud; Saleh, Fahad; Sethuraman, Jay; Wang, Wenjun

Economics of Permissioned Blockchain Adoption.

Jagtiani, Julapa; Lemieux, Catharine

The roles of alternative data and machine learning in fintech lending: Evidence from the LendingClub consumer platform.

Jain, Pankaj K.; McInish, Thomas H.; Miller, Jonathan L.

Insights from bitcoin trading.

Jame, Russell; Markov, Stanimir; Wolfe, Michael C.

Can FinTech Competition Improve Sell-Side Research Quality?

Krückeberg, Sinan; Scholz, Peter

Decentralized Efficiency? Arbitrage in Bitcoin Markets.

Kumar, Praveen; Langberg, Nisan; Zvilichovsky, David

Crowdfunding, Financing Constraints, and Real Effects.

Li, Emma; Liao, Li; Wang, Zhengwei; Xiang, Hongyu

Venture capital certification and customer response: Evidence from P2P lending platforms.

Li, Emma; Mao, Mike Qinghao; Zhang, Hong Feng; Zheng, Hao

Banks' investments in fintech ventures.

Liberti, José; Sturgess, Jason; Sutherland, Andrew

How voluntary information sharing systems form: Evidence from a U.S. commercial credit bureau.

Liu, Yukun; Tsyvinski, Aleh

Risks and Returns of Cryptocurrency.

Liu, Yukun; Tsyvinski, Aleh; Wu, Xi

Common Risk Factors in Cryptocurrency.

Madsen, Joshua M.; McMullin, Jeff L.

Economic Consequences of Risk Disclosures: Evidence from Crowdfunding.

Maggio, Marco Di; Yao, Vincent

Fintech Borrowers: Lax Screening or Cream-Skimming?

Makarov, Igor; Schoar, Antoinette

Price Discovery in Cryptocurrency Markets.

Makarov, Igor; Schoar, Antoinette

Trading and arbitrage in cryptocurrency markets.

Malik, Nikhil; Aseri, Manmohan; Singh, Param Vir; Srinivasan, Kannan

Why Bitcoin Will Fail to Scale?

Maskara, Pankaj Kumar; Kuvvet, Emre; Chen, Gengxuan

The role of P2P platforms in enhancing financial inclusion in the United States: An analysis of peer‐to‐peer lending across the rural–urban divide.

McDonald, Rory M.; Eisenhardt, Kathleen M.

Parallel Play: Startups, Nascent Markets, and Effective Business-model Design.

Mingfeng Lin; Prabhala, Nagpurnanand R.; Viswanathan, Siva

Judging Borrowers by the Company They Keep: Friendship Networks and Information Asymmetry in Online Peer-to-Peer Lending.

Mishra, Prachi; Prabhala, Nagpurnanand; Rajan, Raghuram G

Relationship Dilemma: Why Do Banks Differ in the Pace at Which They Adopt New Technology?

Ozik, Gideon; Sadka, Ronnie; Shen, Siyi

Flattening the Illiquidity Curve: Retail Trading During the COVID-19 Lockdown.

Pagnotta, Emiliano S

Decentralizing Money: Bitcoin Prices and Blockchain Security.

Parlour, Christine A.

Foreword

Parlour, Christine A; Rajan, Uday; Zhu, Haoxiang

When FinTech Competes for Payment Flows.

https://doi.org/10.1093/rfs/hhac022

Designing central bank digital currencies.

Routledge, Bryan R.

Comments on: Big data in finance and the growth of large firms, by Juliane Begenau & Maryam Farboodi & Laura Veldkamp.

Saleh, Fahad

Blockchain without Waste: Proof-of-Stake.

Schilling, Linda; Uhlig, Harald

Some simple bitcoin economics.

Shakhnov, Kirill; Zaccaria, Luana

Utility Tokens, Network Effects, and Pricing Power.

Sockin, Michael; Xiong, Wei

Decentralization through Tokenization.

Strausz, Roland

A Theory of Crowdfunding: A Mechanism Design Approach with Demand Uncertainty and Moral Hazard.

Stulz, René M.

FinTech, BigTech, and the Future of Banks.

Tang, Huan

Peer-to-Peer Lenders Versus Banks: Substitutes or Complements?

Tantri, Prasanna

Fintech for the Poor: Financial Intermediation Without Discrimination.

Thakor, Anjan

Corrigendum to: Fintech and Banking: What Do We Know?

Thakor, Anjan V.

Fintech and banking: What do we know?

Vallée, Boris; Zeng, Yao

Marketplace Lending: A New Banking Paradigm?

Vincenzo Butticè, Francesca Di Pietro, and Francesca Tenca

Is equity crowdfunding always good? Deal structure and the attraction of venture capital investors.

Wei, Zaiyan; Lin, Mingfeng

Market Mechanisms in Online Peer-to-Peer Lending.

Wilkins, Carolyn A.

Discussion of "designing central bank digital currency" by Agur, Ari and Dell'Ariccia.

Yang, Mingwen; Zheng, Zhiqiang; Mookerjee, Vijay

How Much Is Financial Advice Worth? The Transparency-Revenue Tension in Social Trading.

Younkin, Peter; Kuppuswamy, Venkat

The Colorblind Crowd? Founder Race and Performance in Crowdfunding.

Zhu, Christina

Big Data as a Governance Mechanism.

Papers Cited (Alphabetical by Lead Author)

Contact

Prof. Michael R. King
Associate Professor and Lansdowne Chair in Finance
Gustavson School of Business, University of Victoria
Victoria, BC, Canada
michaelking@uvic.ca

Papers Cited (Alphabetical by Lead Author)

Contact

Prof. Michael R. King Associate Professor and Lansdowne Chair in Finance Gustavson School of Business, University of Victoria Victoria, BC, Canada michaelking@uvic.ca

Prof. Michael R. King
Associate Professor and Lansdowne Chair in Finance
Gustavson School of Business, University of Victoria
Victoria, BC, Canada
michaelking@uvic.ca